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We are specialists in providing financial and operating leasing solutions for businesses of all sizes, offering long-term, expert advisory. We're a force multiplier, allowing you to call on our decades of experience across industries and geographies to deploy your capital where it will make the biggest difference to your business plans.
Think of financial leases as a fixed-term loan that allows you to buy a capital asset and pay for it on installments. In practical terms, we purchase and own the asset and lease it to you for a set period of time, generally a medium-to-long-term period. At the end of the period, you'll either own the asset or have the option to buy it for a value of EGP 1.
Financial leases — sometimes called “Capital Leasing” — is best suited to assets you want to own for the long-term: Real estate, for example, or handling machinery. At the end of the contract, the outcome is usually an asset on your balance sheet with a book value of EGP 1.
Operating leases are for the cases in which you need an asset today - and want to replace it before it becomes obsolete. Think of it as something more like a regular car rental you use the asset for a period of time, and have the right to return the vehicle to us when your lease term is up and get a replacement.
An operating lease doesn't create an asset on your books at the end of lease tenor.
Maybe you want to expand your factory to capture a market opportunity before it's too late. Add vehicles to your distribution fleet to serve new clients. Or upgrade your technology infrastructure to interface with a global partner.
As an entrepreneurial manager at a corporate, or a small or medium-sized business owner, you know that opportunities aren't there for long.
So do we, that's why we're here at the right place and time. We'll let you know where you stand in about half the industry average, and our enterprise mentors will be here to help you long after we ink our first contract together. We'll make certain your assets are insured, while exploring ways of doing more business together in the future. We can even introduce you to our colleagues at EFG Hermes' Investment Banking, Securities Brokerage, Asset Management, Private Equity and Research divisions when the need arises.
Technology systems (servers, software, user terminals)
Vehicles for employee transport, delivery and other fleet purposes
Medical equipment, from diagnostic suites to full lab setups
Plant & Machinery (Materials-handling equipment, rigs, barges and generators)